Savings Account
Savings accounts at IHMVCU.
Reach your goal faster and save more with the right savings account.
Not just savings.
It's a tropical vacation!
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1 in 4 Americans don’t have savings, and we want to change that. IH Mississippi Valley Credit Union savings accounts make it easy for you to start saving with accounts like Balance Builder that reward you for saving every month. Whether you’re building an emergency fund for your family or saving up for something fun, we’ll help you find the best savings account for your financial journey.
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Savings Account Chart Comparison
See which savings account best fits your needs. Download savings comparison chart.
Balance Builder Junior Savers
APY = Annual Percentage Yield. Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership.
*Only minors under the age of 18 are eligible for a Balance Builder Junior Savers account. Must meet average daily balance requirements ($1 increase over previous month's balance, excluding dividends) and eStatements to earn qualified rate on balances up to $2,500, otherwise non-qualifying rate applies. Balances over $2,500 will earn regular savings rate; non-qualifying rate is 0.05%.
**Must meet average daily balance requirements ($5 increase over previous month’s balance, excluding dividends) and eStatements at a valid email address to earn qualifying rate on balances up to $15,000, otherwise non-qualifying rate applies. Balances over $15,000.01 will earn 0.15% APY; non-qualifying rate is 0.05%.
Savings Calculators
- The Impact of Saving More
- Save for College
- Save to be a Millionaire
- What Will My Savings Be Worth?
- Save Towards a Goal
- Save for a Rainy Day
