Balance Builder Junior Savers

Savings accounts at IHMVCU.

Reach your goal faster and save more with the right savings account.

Not just savings.

It's a tropical vacation!

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1 in 4 Americans don’t have savings, and we want to change that. IH Mississippi Valley Credit Union savings accounts make it easy for you to start saving with accounts like Balance Builder that reward you for saving every month. Whether you’re building an emergency fund for your family or saving up for something fun, we’ll help you find the best savings account for your financial journey.

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Balance Builder Junior Savers

May 1, 2019, 13:49 PM

Title : Balance Builder Junior Savers

Daily balance : Minimum of $1 increase of prior month's balance

Opening deposit : None

Dividends earned : 3.00% APY¹

Withdrawals : Unlimited withdrawals

Monthly fee : None

Link text : Open Account

Link to : /membership/become-a-member/open-an-account-minors/

Visa debit bool : Yes

Mobile banking bool : Yes

Online branch bool : Yes

E statements bool : Yes

Phone branch bool : Yes

Mobile deposit bool : No

Choice rewards bool : Yes

APY = Annual Percentage Yield. Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership.
¹ Must meet average daily balance requirements ($1 increase over previous month's balance, excluding dividends) and eStatements to earn qualified rate on balances up to $2,500, otherwise non-qualifying rate applies. Balances over $2,500 will earn regular savings rate. Must have Balance Builder Checking account. Minors under 18 may have Balance Builder Savings only.

Member Advantages

Helping you stretch your dollars.

Our members saved BIG ($199,509 to be exact) in 2021 with discounts on baseball tickets, hockey games, concerts, swimming pools, pumpkin patches and so much more!

Learn more about Member Advantages
Mobile Wallet

Enroll today.

Our credit and debit cards are compatible with Apple Pay, Google Pay or Samsung Pay. It’s a convenient, safe and secure way to make purchases where your card numbers are never shared.

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Membership

Joining is easy.

There aren't any rules about where you work, who you know or what organizations you're affiliated with. There's not even a special handshake (but we can make one up, if you want).

Who can join?
ITM

Interactive Teller Machines.

Deposit checks, get cash back, make a loan payment, ask questions about your account… we can help you with that! ITMs allow us to serve you better, faster and during more convenient hours.

Learn about ITMs