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Not just a piece of plastic.
Choose the best credit card for your needs. No annual fee, balance transfer, prime rate and more.
Selecting your new credit card.
Balance transfer. Grace period. Prime rate. APR. You may see terms like this everywhere but not really know what they mean.
Don't worry. We've laid out all of the important details in our blog, Credit Cards 101. Here at IHMVCU, we offer personal and business Visa® Credit Cards. The credit cards we offer include no annual fee, local servicing, fraud protection and convenient online access.
And with our Online Branch and mobile app, you can manage all your accounts with a single login.
Want more? Read our blog to find out how you can improve your credit score.
Credit card comparison
No annual fee, local servicing, fraud protection and convenient online access! Download credit card comparison chart.
9.9% APR
A great card with a great rate. Additional benefits include:
- $400,000 travel insurance
- Auto rental collision damage waiver
- Double the US manufacturer’s warranty
- Travel & emergency assistance
- Identity theft protection
11.9% APR Cash Back*
Earn 1% cash back on all purchases, all the time (excluding balance transfers and cash advances)
- $400,000 travel insurance
- Auto rental collision damage waiver
- Double the US manufacturer’s warranty
- Travel & emergency assistance
- Identity theft protection
Debt calculators
- Make Bi-Weekly Payments
- Meet a Debt Payoff Goal
- How Long Will It Take to Pay Off a Credit Card?
- Use a Lump Sum to Pay Down Debt
- Are Credit Card Balance Transfers Worth It?
- Increase Your Monthly Payment
