Credit union rates on loans & investment accounts

MORTGAGE

Mortgage

Term

Interest

APR as low as

Monthly Payment

30 Year Fixed

6.375%

6.491%

$623.87

20 Year Fixed

6.625%

6.780%

$752.95

15 Year Fixed

6.000%

6.190%

$843.86

5 Year ARM‡

6.875%

7.899%

$656.93

7 Year ARM‡

7.750%

7.830%

$716.41

*Does not include taxes and insurance. If included, payment will be higher. $125,000 purchase price with 20% down, loan amount $100,000. ‡APR may increase after consummation of the loan. Loans with lower down payment requirements are available. Rates and terms assume owner-occupied, single-family property for the loan amount. The home loan rates and terms listed here are example only and are subject to change without notice. Rates may vary due to subject property, loan characteristics, credit qualifications and other factors. Property and flood insurance may be required. Example is for purchase only. FHA and Bridge Loans Call 309-793-6200 ext. 2415 for information.

VEHICLE

2022 and newer autos

Term

APR as low as

54 mos or less

5.39%

60 mos

5.89%

72 mos

6.19%

84 mos†

6.39%

†Min. loan amount is $20,000. LTV 110% or lower of the NADA Retail Value. Other rates and terms available, subject to credit approval.

2020 - 2021 autos

Term

APR as low as

54 mos or less

6.29%

60 mos

6.69%

72 mos

6.99%

84 mos†

7.29%

†Min. loan amount is $20,000. LTV 110% or lower of the NADA Retail Value. Other rates and terms available, subject to credit approval.

2017 - 2019 autos

Term

APR as low as

54 mos or less

7.39%

72 mos†

7.89%

†Min. loan amount is $15,000. LTV 110% or lower of the NADA Retail Value. Other rates and terms available, subject to credit approval.

2014 - 2016 autos

Term

APR as low as

48 mos or less

8.09%

60 mos

8.39%

LTV 110% or lower of the NADA Retail Value. Other rates and terms available, subject to credit approval.

2013 and older autos

Term

APR as low as

36 mos or less*

9.89%

54 mos

10.39%

*Secured loan. LTV 110% or lower of the NADA Retail Value. Other rates and terms available, subject to credit approval.

HOME EQUITY

Fixed Rate Home Equity

Term

Interest

APR as low as

36 mos

7.690%

8.085%

60 mos

7.940%

8.187%

84 mos

8.190%

8.373%

120 mos

8.440%

8.575%

Additional eligibility requirements may apply. Rates will not increase while the loan is open. 80% Combined Loan To Value (CLTV). Based on initial $50,000 loan. Other fixed rate home equity terms and rates available. Property and flood insurance may be required. Closing costs vary by state or locality, and range from $500-$1000.

Fixed Rate Home Equity Line of Credit (HELOC)

Term

Interest

APR as low as

60 mos (90% CLTV)

9.190%

60 mos (80% CLTV)

8.440%

Additional eligibility requirements may apply. CLTV = Combined Loan To Value. Minimum advance is $5,000. Maximum amount $500,000. Rate is fixed with a balloon at 60 months. Payment example based on initial advance of $50,000 amortized over 15 years. Minimum monthly payment of $100. Property and flood insurance may be required. Closing costs vary by state or locality, and range from $500-$1000.

Variable Rate Home Equity Line of Credit (HELOC)

Term

Interest

APR as low as

90% CLTV

8.125%

80% CLTV**

7.375%

Additional eligibility requirements may apply. APR may increase after consummation of the loan. Maximum APR is 18%. **CLTV = Combined Loan To Value. Minimum advance is $5,000. Maximum amount $500,000. Payment example based on initial advance of $50,000 amortized over 15 years. Minimum monthly payment of $100. Property and flood insurance may be required. Closing costs vary by state or locality, and range from $500-$1000.

PERSONAL

Personal

Term

APR as low as

24 mos

11.24%

36 mos

11.74%

48 mos

12.74%

60 mos

13.74%

Other rates and terms available, subject to credit approval.

Rates

Loans

MORTGAGE

VEHICLE

HOME EQUITY

PERSONAL

Mortgage

2022 and newer autos

2020 - 2021 autos

2017 - 2019 autos

2014 - 2016 autos

2013 and older autos

Fixed Rate Home Equity

Fixed Rate Home Equity Line of Credit (HELOC)

Variable Rate Home Equity Line of Credit (HELOC)

Personal

Deposits

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